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Entrepreneur at Heart

Chayo Briggs was born in Compton, California and a West Indian descendant. As a young child, he understood the importance of personal achievement. He states, “I am an Entrepreneur.” Someone who strives to achieve success by assisting other individuals. Briggs in a Real Estate Investor and CFO, President, and Chairman of Briggs & Lay Pro, Inc. As an American business magnate, he works to fulfill his dreams and goals, by observing the teachings of real estate gurus like Hubert Humphrey, John Beck, Dave Lindahl, Regina Littles, Carlton Sheets, Erik Estrada, Robert Kiyosaki, Robert Allen, Donald Trump

, Russ Whitney, Charissa Cawley, and Armando Montelongo.

As an author and public speaker whose books offer readers inspiration from his own story and help people learn the fundamentals of financial independence. Chayo has been in the real estate business for over seventeen years. His company mission is to educate minority communities on the importance of having good credit in today’s society. When someone is able to build a positive credit resume, they can easily obtain passive income to increase their financial investments.

In college, Briggs was a writer and leader within the Office of the National Black Student Union, promoting the organization's efforts concerned with civil rights and social action. Education has been a significant constant in his life. With his Bachelor of Science in Business, Management Chayo can assist his clients in procuring their prosperous future; breaking the chains of financial distress. The key to his success lies in life experience.

Briggs experienced various levels of human culture elevating him to expert status and skill to help people overcome their credit creditably issues. Briggs is driven to obtain the highest standards for himself and clients.

Chayo’s products teach individuals the various ways to build credit, rebuild credit or investments for building passive income. Everyone has fallen on hardships when trying to pay their bills on time. Some people may have a bankruptcy, a divorce, or face debt due to another person. There are many reasons for getting in trouble with your credit rating, but it’s not a complete loss. Anyone can establish a good credit report if you know the necessary steps to rebuild a low score.

If you think credit scores are nonessential and it won't affect your life, think again. Modern society relies on an established set of rules when it comes to loaning money. Therefore, you must prove to a lender why you are an excellent candidate to lend money. When someone already had a poor credit score, your options diminish drastically. Yes, some companies lend money to people at risk, but at what cost? Can you afford the rates, or repay the debt?

One major step in becoming a successful entrepreneur is the ability to learn from those already achieving greatness. The sense to find a mentor or someone who will push you out of your comfort zone. Chayo recommends facing these challenges below:

1. Challenge Yourself

2. Do something you love; something you would do whether you got paid for not.

3. Learn to Take Risks

4. Trust in Yourself

5. Create a Vision; build a vision board to keep you on track

6. Find people you aspire to be like; people who push you to be better

7. Face Your Fears

8. Take Action; stop talking make a decision and follow-through

9. Do the Time; no business becomes successful overnight

10. Build a Great Team

11. Learn Your Industry

12. Understand Your Goals

13. Spend Wiseley

14. Deliver more than expected

Another essential step forward when starting a business is the ability to expose the dreams to the right cliental. According to Fundera, “20% of the average start-up business fails in the first year. 30% fail in the second year, and 50% fail in the third year, due to a lack of exposure to the right market.

About 80% of businesses with employees will survive their first year in business. (The most recent data shows that, of the small businesses that opened in March 2016, 79.8% made it to March 2017.)[1]

In general, small businesses fail for several reasons, but most commonly it includes a lack of demand, poor management, and cash flow issues. Generally, most entrepreneurs in my experience who are seeking small business financing found the most success with alternative lenders, rather than traditional banks. But no matter what the process takes time, dedication and patience.

As a successful entrepreneur for over seventeen years, my goal each day is to help one person succeed with their financial difficulties. Whether it is writing a credit repair letter, or applying for their first mortgage loan does not matter, as long as they are improving the life they desire.

Chayo looks at life a series of actions one leading to another carefully planned out, expecting a certain result. Anytime someone sets their mind to becoming successful the only way they would fail is by giving up. Each roadblock is another chance to learn from the first mistake and try again. If anyone can initiate this kind of mindset from the beginning, they will achieve all their dreams.

The idea of becoming an entrepreneur Chayo says, “Is instinct a character trait you are born with.” After graduating from college, he found himself in some financial difficulties that he had to overcome, which led to the education of financial independence. And before Chayo realized what happened, he was helping others rebuild their financial dreams.

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McIntyre, G. (2020, January 11). Fundera . Retrieved from

[1] McIntyre, G. (2020, Janurary 11). Fundera . Retrieved from

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